TIER I CREDIT GUIDELINES
  • Application only up to $300K
  • 675+ FICO Score
  • Terms Up to 72 Months
  • $10K Average Bank Balance
  • 3+Years Time in Business
  • No Suits, Liens, Judgements or BK
  • No Paynet Scoring
  • Attractive Early Payoff Options



TIER II CREDIT GUIDELINES*
  • Application only up to $150K
  • 600+ FICO Score
  • Terms Up to 72 Months
  • 2+ Years Time in Business
  • No Open Liens, judgements, or BK (Payment plans OK)

*Additional hard collateral considered for non-qualified applicants


"START-UP" CREDIT GUIDELINES
SLIM Capital consider new businesses with less than two years’ time in business if the customer meets specific credit requirements and under certain structures.

• Max financing amount of $60K (i.e.$75K equipment cost with 20% down ACH is mandatory)
• 700+ FICO AND home ownership for all personal guarantors
• 50% Comparable Debt
• 20% Minimum Down Payment or Security Deposit


In addition to the above credit based programs, we will also consider securing hard assets to structure transactions. We will consider equipment with a strong secondary market value, real estate, and other assets that can be easily monetized as collateral.