North Coast Financial is a California bridge loan lender for residential property. Providing loan to value ratios of up to 70% of the current value of the property. Two bridge loans can be provided simultaneously if needed. Bridge funding against property that is currently owner-occupied takes 2.5 weeks. Funding takes 2 weeks for a bridge loan against a property that is being purchased.

Income verification for debt to income ratio qualification is not needed as short-term bridge loans (less than 12 months) do not have the same ability to repay requirement. Bridge loans are especially beneficial for retired individuals who have sufficient equity in their current property and want to purchase a new home before selling their existing home.

Please contact us with a bridge loan scenario for current bridge loan rates and fees. We are able to provide quick approvals and preapproval letters.

North Coast Financial, Inc.
2424 Vista Way #202
Oceanside, CA 92054