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  1. #1

    Question No Doc Business Credit Cards and 0%APR Business card

    Hello all,

    New to this ill say sorry in advance if this question is in the wrong place.

    im looking for a lender thats offering 0% APR cards for business and lines of credit.
    Preferably No Docs needed. and not new account sensitive. FICO in the 700s5 new accoounts.

  2. #2
    Senior Member Reputation points: 216519
    Join Date
    Feb 2017
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    3,334

    Only banks do something "silly" like 0% APR.
    The trick is putting the right conglomeration together to maximize the approvals.
    No docs? Well, if you mean no tax returns or proof of income, yes. But they will need front & bank of DL, utility bill proving residence, social security card (front and back).
    If it's for business cards, then you'll need the SS-4 EIN letter, Articles of Organization, Articles of Incorporation

    Shoot me an email, I'll make you a direct connection to some of the people who do this who I love. They have processors and underwriters and it's a massive job. So unless it's your full time endeavor, it's best to outsource it.

    Unfortunately, the 5 new accounts will almost certainly kill this file. They have to age about 1 year.

  3. #3
    Senior Member Reputation points: 14313
    Join Date
    Apr 2020
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    120

    Torro, Seek Capital - those are your best bets for what you're looking for.

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