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  1. #1

    Need recommendations for direct lenders- non MCA

    Good morning!

    I am looking for direct lenders offering the following, please comment or message me if you can help:

    Term loans

    Invoice factoring

    Equipment loans

    Sba loans

    Line of credit

    Startup loan

  2. #2
    Senior Member Reputation points: 5009 @jeannette's Avatar
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    I just sent you a private message, I can assist you with Invoice Finance and SBA 504 & 7a

    jnearing@amerifactors.com 770-362-2307
    Jeannette Nearing | Business Development Officer| AmeriFactors
    | M (770) 362-2307
    jnearing@amerifactors.com |

    http://www.amerifactors.com
    https://www.linkedin.com/in/jeannettenearing

  3. #3
    Senior Member Reputation points: 58154
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    Quote Originally Posted by Iscibibi153 View Post
    Good morning!

    I am looking for direct lenders offering the following, please comment or message me if you can help:

    Term loans

    Invoice factoring

    Equipment loans

    Sba loans

    Line of credit

    Startup loan
    SBA 7(a) & B&I Loans
    Merchant Cash Advance - Credit Card Splits
    Dave Lambert
    FC Financial LLC
    dave@fcbankcard.com
    http://www.fcbankcard.com
    1-727-291-7890 (Text or Leave Message)
    Office: 727-233-1111

  4. #4
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    Quote Originally Posted by Yankeeman07 View Post
    SBA 7(a) & B&I Loans
    Merchant Cash Advance - Credit Card Splits
    you are not direct lenders .

  5. #5
    Senior Member Reputation points: 58154
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    Quote Originally Posted by Michael I View Post
    you are not direct lenders .
    I rep directly for a SBA Bank - that provides SBA 7(a) and B&I Loans >$$250K up to $5 Million.
    I may may be incorrect, but, I do not see any SBA Banks promoting on DF.

    Credit Card Split Funding Product - I'm about as close you can get -since they do not have an internal sales force
    and I put together the complete package prior to submission.

    You are on a forum with mostly brokers ( Kevin @ Seacoast is an employee? ) there may be a few others, but, I would venture a guess 99.5%
    of the people on DF are NOT direct funders.

    You have been hanging around since May asking for advice - this is August and you still asking the same questions.
    Pick up the damm phone and find your own resources - if you only want to work with "DIRECT FUNDERS" -

    Alternative - you may actual gain some knowledge from a few of the "BROKERS" on this forum
    and close some deals and put some $$$ in your bank account.
    Dave Lambert
    FC Financial LLC
    dave@fcbankcard.com
    http://www.fcbankcard.com
    1-727-291-7890 (Text or Leave Message)
    Office: 727-233-1111

  6. #6
    Senior Member Reputation points: 230206
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    Quote Originally Posted by Yankeeman07 View Post
    I rep directly for a SBA Bank - that provides SBA 7(a) and B&I Loans >$$250K up to $5 Million.
    I may may be incorrect, but, I do not see any SBA Banks promoting on DF.

    Credit Card Split Funding Product - I'm about as close you can get -since they do not have an internal sales force
    and I put together the complete package prior to submission.

    You are on a forum with mostly brokers ( Kevin @ Seacoast is an employee? ) there may be a few others, but, I would venture a guess 99.5%
    of the people on DF are NOT direct funders.

    You have been hanging around since May asking for advice - this is August and you still asking the same questions.
    Pick up the damm phone and find your own resources - if you only want to work with "DIRECT FUNDERS" -

    Alternative - you may actual gain some knowledge from a few of the "BROKERS" on this forum
    and close some deals and put some $$$ in your bank account.
    I think you are talking to the original poster, not me lol .I 100% agree with you but you just have to write that you are a broker and that is the best move for you. You can not answer that you are a direct lender

  7. #7
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    Quote Originally Posted by Iscibibi153 View Post
    Good morning!

    I am looking for direct lenders offering the following, please comment or message me if you can help:

    Term loans

    Invoice factoring

    Equipment loans

    Sba loans

    Line of credit

    Startup loan
    Did you fund anything yet or still just looking for leads and funders?

  8. #8
    I knew thank, but thanks ��

  9. #9
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    Dave, your are incorrect. Both Jeanette at Amerifactors and Kevin at Seacoast are direct SBA lenders. They may not touch the deals that you keep asking for, but they are as direct as it gets.
    Micah Markowitz | mmarkowitz@abfunders.com | 855-33-GO-ABF (direct)

  10. #10
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    Quote Originally Posted by abfunders View Post
    Dave, your are incorrect. Both Jeanette at Amerifactors and Kevin at Seacoast are direct SBA lenders. They may not touch the deals that you keep asking for, but they are as direct as it gets.
    I wouldn't say Dave is incorrect. Most know that Seacoast is a massive SBA lender withing the state of Florida. I do not promote it on DF as that is not what my division does. Another reason is that there is a pretty strict vetting process to become an approved SBA broker for most banks. I just don't have the time or patients to chase that wet cat on crack. There are some professional advisors on this forum that I KNOW well and have referred to the manager of the SBA division at Seacoast. As well as Seacoast Marine which is one of the largest boat/yacht lenders in the Country.
    Seacoast Business Funding, a division of Seacoast Bank
    Kevin Henry-VP Business Development
    Kevin.Henry@SeacoastBF.com
    561-623-1872
    www.seacoastbf.com
    Boynton Beach, FL

  11. #11
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    I've always said that there is a fine line between "lenders"/"funders" and "brokers." If you define it as Dave did, then banks aren't lending their own money either, they're lending the deposits that they have.

    On this forum, there are a few issues:
    1) If you submit to a direct lender and it's rejected, brokers generally don't want it to go elsewhere
    2) If a funder/lender can't do it, they can refer you to someone who can
    3) Brokers work with multiple options, lenders/funders are more limited, so they underwrite in-house, cuts down the back & forth since they know what they need and don't ask for things that they don't
    4) More transparency, less gets lost in translation
    5) Contracts are coming from someone at the lender/funder, not through this "other guy" in between
    6) You can learn something from funders that brokers can't teach you (but then again, you can't learn much from lenders if you don't know where to go!)
    7) Commissions are lowered, despite sometimes the same work going into it [and that's probably the main reason]

    At the end of the day, if your "rep" is being paid by the lender/funder and the originating broker is being paid by the lender/funder separate from the "rep", then that may satisfy most of the issues.

    I'm all-for co-brokering, that's my main business model. However Dave, you're not direct, nor are you a white label.
    Micah Markowitz | mmarkowitz@abfunders.com | 855-33-GO-ABF (direct)

  12. #12
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    Quote Originally Posted by Kevin Henry-Seacoast View Post
    Another reason is that there is a pretty strict vetting process to become an approved SBA broker for most banks.
    Said another way... Kevin knows the unscrupulous deplorables on this forum could never get approved.

  13. #13
    LoanMe. We offer simple interest term loans, from $3500-250k, all monthly payments based off affordability, with terms out to 10 years. Feel free to get in touch for further details.
    Jack Malone
    National Accounts Manager
    Office: 949-535-7798
    Direct: 949-535-7203

    Your home for Monthly payment loans

    1900 S State College Blvd. Suite 300 Anaheim, CA 92806
    www.loanme.com/smallbusiness

  14. #14
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    Quote Originally Posted by abfunders View Post
    I've always said that there is a fine line between "lenders"/"funders" and "brokers." If you define it as Dave did, then banks aren't lending their own money either, they're lending the deposits that they have.

    On this forum, there are a few issues:
    1) If you submit to a direct lender and it's rejected, brokers generally don't want it to go elsewhere
    2) If a funder/lender can't do it, they can refer you to someone who can
    3) Brokers work with multiple options, lenders/funders are more limited, so they underwrite in-house, cuts down the back & forth since they know what they need and don't ask for things that they don't
    4) More transparency, less gets lost in translation
    5) Contracts are coming from someone at the lender/funder, not through this "other guy" in between
    6) You can learn something from funders that brokers can't teach you (but then again, you can't learn much from lenders if you don't know where to go!)
    7) Commissions are lowered, despite sometimes the same work going into it [and that's probably the main reason]

    At the end of the day, if your "rep" is being paid by the lender/funder and the originating broker is being paid by the lender/funder separate from the "rep", then that may satisfy most of the issues.

    I'm all-for co-brokering, that's my main business model. However Dave, you're not direct, nor are you a white label.

    Micah - Why are you so concerned what I do?
    Last edited by Yankeeman07; 08-06-2020 at 02:29 PM.
    Dave Lambert
    FC Financial LLC
    dave@fcbankcard.com
    http://www.fcbankcard.com
    1-727-291-7890 (Text or Leave Message)
    Office: 727-233-1111

  15. #15
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    I don't think I have to defend myself on this forum from Dave and his antics, but I will say: when someone asks for direct lenders, and someone else comes in and says, "But I'll be your broker of choice!" you're not adding value - you're just spamming.

    The irony here is that the OP and I have a great relationship and we have an ISO agreement, and he plans on co-brokering with me. I can't imagine why anyone would do so with you.
    Micah Markowitz | mmarkowitz@abfunders.com | 855-33-GO-ABF (direct)

  16. #16
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    in the words of the great westcoast "dave is an idiot"

  17. #17
    Dave that wasn't a very nice post.

  18. #18
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    Quote Originally Posted by Michael I View Post
    I think you are talking to the original poster, not me lol .I 100% agree with you but you just have to write that you are a broker and that is the best move for you. You can not answer that you are a direct lender
    Where did I state I was a "Direct Funder" -
    Dave Lambert
    FC Financial LLC
    dave@fcbankcard.com
    http://www.fcbankcard.com
    1-727-291-7890 (Text or Leave Message)
    Office: 727-233-1111

  19. #19
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    Quote Originally Posted by giveme View Post
    Dave that wasn't a very nice post.
    Have a good Thursday
    Last edited by Yankeeman07; 08-06-2020 at 02:27 PM.
    Dave Lambert
    FC Financial LLC
    dave@fcbankcard.com
    http://www.fcbankcard.com
    1-727-291-7890 (Text or Leave Message)
    Office: 727-233-1111

  20. #20
    Call Us: (646) 837-5522

  21. #21
    Quote Originally Posted by Iscibibi153 View Post
    Good morning!

    I am looking for direct lenders offering the following, please comment or message me if you can help:

    Term loans

    Invoice factoring

    Equipment loans

    Sba loans

    Line of credit

    Startup loan
    Laroma Corp Funding offers Equipment Financing, Term Loans, and Invoice Factoring.

    Email me with any questions you may have about our products.

    mseamands@laromacorpfunding.com

  22. #22
    Quote Originally Posted by Matt Seamands View Post
    Laroma Corp Funding offers Equipment Financing, Term Loans, and Invoice Factoring.

    Email me with any questions you may have about our products.

    mseamands@laromacorpfunding.com
    This is on your site guy, "By leveraging our network of premiere lenders you will save time, save money, and not stress during the process."

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