Position overview

Yes Lender, based in King of Prussia, PA, is seeking an experienced senior underwriter to join our growing credit risk department.

As a Senior Credit Associate, you will have significant responsibility from the outset, as well as substantial headroom for professional growth. You will play a pivotal role on our credit risk/underwriting team by making credit decisions and managing our credit portfolio. In this role, you will combine your prior experience and critical thinking skills with Yes Lender’s proven processes and proprietary software to assess the credit worthiness of businesses, decide which applicants are eligible for funding, and structure the financing terms of offers. You will gain a deep understanding of the merchant cash advance (MCA) industry and the accompanying underwriting best practices. As a senior member of the credit department, you will lead ad hoc analytics projects special initiatives, and will be expected to proactively contribute ideas for improving the credit function.

Qualifications
 Minimum of three years of credit risk / underwriting experience, ideally with an MCA funder or reputable small business lender
 Bachelor’s degree, preferably in a business or quantitative discipline (finance, economics, accounting); Masters and PhD recipients are encouraged to apply
 In-depth understanding of credit reports, income statements, balance sheets and tax returns
 Proficiency with Excel and data interpretation are a must; familiarity with Adobe and CRM platforms would be a plus
 Strong work ethic, an eagerness to learn, and an ability to multitask and work under pressure
 Good interpersonal skills, attention to detail and a genuine commitment to the success of the team
 An eye for detail (e.g., detecting data errors and inconsistencies)
 Strong values/ethics and a commitment to adhere to the highest standards of professional conduct

Employment contract
This position is for full-time employment at Yes Lender’s headquarters in King of Prussia, PA. We offer a competitive compensation package which includes medical and dental health insurance.

Our values
We believe that our actions should be guided by the following principles:
 Build an enduring, trust-based relationship with every customer by putting their best interests ahead of our financial gain
 Be flexible and creative in seeking solutions to customers’ needs
 Create a rewarding and fun work environment that attracts and retains exceptional people
 Embrace a spirit of continuous improvement and innovation

Yes Lender is an equal opportunity employer
We seek to build a diverse, meritocratic team of the most qualified professionals irrespective of gender, race, color, sexual orientation, marital/parental status, ethnicity, religious beliefs, physical disability or age. Yes Lender will not tolerate discrimination or harassment of any kind. Come join us as you are!

Please contact us at: Careers@yeslender.com