SBA / USDA Lending
(Real Estate & Non Real Estate)

SBA 7A / USDA B&I

*Refinance, Purchase, Inventory, working Capital, Expansion

*Maximum Loan Size - $5 Million with SVA 7(a) & USDA B&I
*Maximum LTV - 90% Loan to Project Cost
*Maximum Loan Terms - 10 to 25 years
*Balloon Payments - None
*Interest Rates - Prime + 2.00 to 2.75% for SBA 7(a)
*Funding time - 30 to 60 days
*SBA Guarantee Fee - 2.4% to 2.6% depending on loan size

USDA B&I (General Minimum Loan Size - 1 $ Million )

Use this tool for potential eligible properties:


https://eligibility.sc.egov.usda.gov...Action=RBSmenu


**SBA Selling Feature - For loans made after March 27, 2020 and fully disbursed prior to September 27, 2020, SBA will begin making payments with the first payment due on the loan and will make six monthly payments.