[Michael Slabitcher]

Thanks in advance,
Mike
msla*****er@sla*****er.com

[FCG]

Nobody

[abfunders]

The only way to beat them is if the client has excellent credit (Michael, approach Bailey), or Bluevine if you can convince them that a LOC is better than a term product.

[moneygreen]

whats the offer?

[WestCoastFunding]

whats the offer?

Probably something crazy like $100,000 over 24 months at 1.22.

[Michael Slabitcher]

whats the offer?

$100,000 for 12 months at a 1.14.

[abfunders]

Try to get a Bluevine offer and have them call and compete. It's your only hope. I lost two great Bluevine approvals to to PayPal in one week, since they wanted "as much as possible," since a LOC just doesn't offer higher approval amounts (just the nature of the beast).

[moneygreen]

$100,000 for 12 months at a 1.14.

I dont understand how they make money?

[MadisonParker]

FundingCircle
OnDeck
PayPal
Square
Wellen
Kapitus
AmEx

[MadisonParker]

And maybe CAN on a retention renewal?

[Mynameisbob]

And maybe CAN on a retention renewal?

IDEA financial does a 1.12 over 12 months. They pay out 4%, but only go up to 350K

[Sachip24]

no one can compete with paypal offer...no one. if you are competing straight up only way is longer term from someone else you may be able to get them that way paypal only goes out 12 months with weekly payments but on price no one can compete.

[Fetachini]

no one can compete with paypal offer...no one. if you are competing straight up only way is longer term from someone else you may be able to get them that way paypal only goes out 12 months with weekly payments but on price no one can compete.

I agree. It's hard to compete with Paypal on price... the longer term might work but even with that, it'll be tough af

[tcraig]

Do you have a contact number for Idea?

[Jstarr]

Paypal does this for retention. additional products and services keep customers processing with them.

I agree. It's hard to compete with Paypal on price... the longer term might work but even with that, it'll be tough af

[Winning]

Paypal does this for retention. additional products and services keep customers processing with them.

Paypal is a force to be reckoned with. I just recently had AMEX and PAYPAL fighting to win my business for an Advance/Loan. Paypal won, and I took a small 6 month paypal loan about a month ago because the money was so cheap! Just the other day I now get a call from the Paypal Merchant Credit Card Processing department, and they are now in the process of evaluating my CC processing to beat my pricing on that.

My current effective rate on my CC processing is 1.45... The Paypal CC Processing rep said that my rates are already so low that they may only be able to save me about $20 to $30 per month. But they may also be able to work out a deal lowering the fees that I pay when someone decides to pay me via "Paypal Checkout"... Just show me the money! If they can lower my fees by $20 or $30 and they can deposit my money in the same time frame, then so be it. In all fairness, I will not leave my current processor just out the blue, I will email them whatever lower offer that Paypal sends me and see if they want to send me a counter offer.

IDEA financial does a 1.12 over 12 months. They pay out 4%, but only go up to 350K

Thanks for the info on Idea Financial
https://www.ideafinancial.com/ - 1-855-900-7838
After I repay this Paypal advance I am in, I will definitely run any new offers I get from AMEX and Paypal through Idea Financial to see if they can win my business.

[Don Dolla]

can't beat them, stack them

[tommyC]

Try to stack behind them , best bet, good luck.

[WestCoastFunding]

Paypal is a force to be reckoned with. I just recently had AMEX and PAYPAL fighting to win my business for an Advance/Loan. Paypal won, and I took a small 6 month paypal loan about a month ago because the money was so cheap! Just the other day I now get a call from the Paypal Merchant Credit Card Processing department, and they are now in the process of evaluating my CC processing to beat my pricing on that.

My current effective rate on my CC processing is 1.45... The Paypal CC Processing rep said that my rates are already so low that they may only be able to save me about $20 to $30 per month. But they may also be able to work out a deal lowering the fees that I pay when someone decides to pay me via "Paypal Checkout"... Just show me the money! If they can lower my fees by $20 or $30 and they can deposit my money in the same time frame, then so be it. In all fairness, I will not leave my current processor just out the blue, I will email them whatever lower offer that Paypal sends me and see if they want to send me a counter offer.



Thanks for the info on Idea Financial
https://www.ideafinancial.com/ - 1-855-900-7838
After I repay this Paypal advance I am in, I will definitely run any new offers I get from AMEX and Paypal through Idea Financial to see if they can win my business.

Can’t believe Marcus hasn’t been here to pitch you a 1.48 Mantis offer.

[The Chosen One]

Can’t believe Marcus hasn’t been here to pitch you a 1.48 Mantis offer.

You really believe this guy is a merchant? An account with 123 posts.

[abfunders]

You really believe this guy is a merchant? An account with 123 posts.

Chosen, I know for a fact Winning is a merchant. A very smart one at that.

[Hedley Lamarr]

You really believe this guy is a merchant? An account with 123 posts.

Yes- He owns a few businesses.

[The Chosen One]

Ok, I stand corrected.

[Winning]

You really believe this guy is a merchant? An account with 123 posts.

It's all good good, Chosen..
But I am curious as to why you would think I am not a merchant for the simple fact that I have 123 posts?

Abfunders & Seacoast, thanks for vouching for me!

I will vouch for Abfunders that the things he has mentioned about the cheapest access to funds is the Credit Card no payment no interest approvals! If you have a 750+ fico and ready to leverage your credit score, you can get money for 0% interest for as long as 21 months, maybe even longer. I did what he speaks about and it worked! But to maximize the approvals you do need to know what you are doing. So what I did on my own, perhaps if I would have let ABfunders do it for me, maybe I could have got twice as many approvals! Forever grateful for that tool I learned how to effectively use and understand.. Just wanted to publicly say thanks Abfunders.

[WestCoastFunding]

It's all good good, Chosen..
But I am curious as to why you would think I am not a merchant for the simple fact that I have 123 posts?

Abfunders & Seacoast, thanks for vouching for me!

I will vouch for Abfunders that the things he has mentioned about the cheapest access to funds is the Credit Card no payment no interest approvals! If you have a 750+ fico and ready to leverage your credit score, you can get money for 0% interest for as long as 21 months, maybe even longer. I did what he speaks about and it worked! But to maximize the approvals you do need to know what you are doing. So what I did on my own, perhaps if I would have let ABfunders do it for me, maybe I could have got twice as many approvals! Forever grateful for that tool I learned how to effectively use and understand.. Just wanted to publicly say thanks Abfunders.

Realizing ABfunders is probably the most informed person on here.