GPR/Business Fin Servi Credit Pulls - Page 2
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  1. #26
    Karen37a
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    Quote Originally Posted by fundingsmbs View Post
    they told you to go to UW school? Ouch! It sounds like BFS was doing the UW based on John's comment of loans going to BFS.
    I cant comment ...there was a lawsuit

    I was actually right .

    ** you are missing what I am saying about the deals ultimately going somewhere

    back to the answer ..1st hit ...the company...2nd hit final underwriting

    BFS Bought out companies, they were scheduled to go IPO...it fell thru ...call them and ask them why

    Add* I do not like to be mixed up in any of these things , hence the no marks on the licence. Someone should have just let me be Karen living far away from the spotlight...instead of Elizabeth
    Last edited by Karen37a; 11-13-2018 at 12:59 PM.

  2. #27
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    Quote Originally Posted by Karen37a View Post
    I cant comment ...I was actually right
    ...

  3. #28
    Karen37a
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    Quote Originally Posted by WestCoastFunding View Post
    ...
    lol
    " i won't comment on the particulars I read because I am not involved. I made sure of it. I went so far as to make a name "Karen" because I thought someone might try to blacklist me, from my past experiences on wall st and finance. They obviously were unfounded fears

    You west coast have welcomed me with open arms as Karen,,, the uneducated, dui, boiler room, telemarketing "lol" queen. I thank you

    I do not give a rats arse what people know or do not know. I am going to have a BIG year next year. watch

  4. #29
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    I think she is referring to the BFS acquisition of Entrust. GRP began using the BFS platform after using CAN I believe. I believe there split funding is done in house. Their factors rates are no longer that competitive.

  5. #30
    Karen37a
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    Quote Originally Posted by channin19 View Post
    I think she is referring to the BFS acquisition of Entrust. GRP began using the BFS platform after using CAN I believe. I believe there split funding is done in house. Their factors rates are no longer that competitive.
    Thats how I was told to go to underwriting school...me pointing out the non-competitive rates

    They might have fixed it. I have no clue

  6. #31
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    Quote Originally Posted by channin19 View Post
    I think she is referring to the BFS acquisition of Entrust. GRP began using the BFS platform after using CAN I believe. I believe there split funding is done in house. Their factors rates are no longer that competitive.
    you are correct, this is exactly what I said before when I got yelled at. GRP does MCA deals on their paper and used BFS platform to fund their loans. All of it was done with GRP money. If that relationship has changed that I do not know
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  7. #32
    Karen37a
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    Quote Originally Posted by J.Celifarco View Post
    you are correct, this is exactly what I said before when I got yelled at. GRP does MCA deals on their paper and used BFS platform to fund their loans. All of it was done with GRP money. If that relationship has changed that I do not know
    I said they were bought out and there was eventually a lawsuit later

    Entrust got bought out ...a lot of producers left,. I left in aug 2015

    eventually, some of those brokers made there way back to me after the non compete so thats why they do not like me
    Last edited by Karen37a; 11-13-2018 at 01:56 PM.

  8. #33
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    Quote Originally Posted by Karen37a View Post
    I said they were bought out and there was a lawsuit after

    Then Entrust got bought out ...a lot of producers left,. I left in aug 2015

    eventually, some of those brokers made there way back to me after the non compete so thats why they do not like me
    actually you said BFS and GRP were super ISOS, and my only comment was to say that was not the case..
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  9. #34
    Karen37a
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    Quote Originally Posted by J.Celifarco View Post
    actually you said BFS and GRP were super ISOS, and my only comment was to say that was not the case..
    I never said that bfs was a super iso...you like to run out here to fight with me all the time and make **** up even when its in print. You are always wrong too.

    There were 2 Super Isos/ Syndicators ( funding 3-5 million a month independently)

    They were bought out by BFS thru a "stock swap" and compensation plan. They ran independently of BFS. I was out of one of the offices.

  10. #35
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    actually that is exactly what you said before editing the post but please go on with your day preaching the cash advance gospel according to you. Just out of curiosity have you ever admitted being wrong?
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  11. #36
    Karen37a
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    Quote Originally Posted by J.Celifarco View Post
    actually that is exactly what you said before editing the post but please go on with your day preaching the cash advance gospel according to you. Just out of curiosity have you ever admitted being wrong?
    Bull**** you Liar, That post was one of the few not edited...miracle

    And then Nunya responded

    Quote Originally Posted by Karen37a View Post
    I said the 2 companies....super isos they bought out ...not bfs in its entirety

    nunya Gotcha

    YOU are the one wrong as usual. I dont post crap if I am going to be partially wrong...if i am I say I think *

  12. #37
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    Quote Originally Posted by Karen37a View Post
    Bull**** you Liar, That post was one of the few not edited...miracle

    And then Nunya responded


    YOU are the one wrong as usual. I dont post crap if I am going to be partially wrong...if i am I say I think *
    and who says dailyfunder isn't fun or useful anymore
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  13. #38
    Karen37a
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    Quote Originally Posted by J.Celifarco View Post
    and who says dailyfunder isn't fun or useful anymore
    Stop trying to fight with me all the time. I answered a question for someone so obviously, he didn't know the answer nor you

    I told you to ignore me a long time ago

    And you make **** up and change stories that are in print

    I have tried to not point it out and embarrass you like I am now. Just ignore me.

  14. #39
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    I dont make anything up, all I did was answer the same question you did correctly. Dont get all worked up. I didnt say anything to you until you started yelling at me that I was wrong, when I wasnt. I was ignoring you and will be happy to go back to doing that as soon as you stop your nonsense.
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  15. #40
    Karen37a
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    Quote Originally Posted by J.Celifarco View Post
    I dont make anything up, all I did was answer the same question you did correctly. Dont get all worked up. I didnt say anything to you until you started yelling at me that I was wrong, when I wasnt. I was ignoring you and will be happy to go back to doing that as soon as you stop your nonsense.
    You are wrong . You have no clue as to what happened.

    Period the end.

  16. #41
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    I can feel the love in this thread.

  17. #42
    Karen37a
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    Quote Originally Posted by Karen37a View Post
    There were 2 Super Isos/ Syndicators ( funding 3-5 million a month independently)

    They were bought out by BFS thru a "stock swap" and compensation plan. They ran independently of BFS. I was out of one of the offices.

    Once they were bought out they choose to do whatever it is with the merchants the sales force splintered in Tampa, some stayed behind. Enter Karen stage right.

    ( and I left my small book of business behind, I was only there for a short time...they* a few brokers * were yelling my name across sales floors for 3 years..strangers know me. They are somewhere else watching this and yelling my name. )

    My guess is the 1st company looked at it and it went to final underwriting and they pulled the credit again.

    Call BFS
    BFS and GRP are 2 lenders who have been in the space for a long time. You are way off on this one. Both of these companies have been in the space since MCA's were only split deals off of credit card processing
    John Celifarco
    Managing Partner
    Horizon Financial Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@thehorizonfinancialgroup.com

    Well I am sick of his double talk. If you look at the past post he posted what I said, then answered then said that I edited it

    Its very clear on his own post.( where he captured what I posted ) YET he is going to keep going on... and he does this all the time an I do not point it out
    Last edited by Karen37a; 11-13-2018 at 02:52 PM.

  18. #43
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    Quote Originally Posted by Nunya View Post
    I can feel the love in this thread.
    LMAO.. Its undeniable
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  19. #44
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    80-90% of deals are loans with fixed dailys or weeklys so BFS was funding quite a bit for them it seems. Who does splits anymore, maybe 15% max of deals that come in if that? It's easy to tell just by reading a merchant contract and where the venues are for legal etc. white labeling is easy

  20. #45
    Karen37a
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    Quote Originally Posted by J.Celifarco View Post
    LMAO.. Its undeniable
    Yes everyone can see it, its undeniable

    I told you to ignore me and stop making **** up already

  21. #46
    Karen37a
    Guest
    You know whats crazy

    This is a repeat conversation...That memory of mine its a blessing and a curse ( I bet I can find the convo repeated 3 more times)

    https://dailyfunder.com/showthread.php/13419-Grp

    I usually just sit silent...not give away the punchline


    That memory = less defaults as well


    hint * if anyone sees me getting agitated its a tell..
    Last edited by Karen37a; 11-13-2018 at 03:33 PM.

  22. #47
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  23. #48
    Karen37a
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    Quote Originally Posted by J.Celifarco View Post
    thats right playa hater ...dont play the game with an expert

  24. #49
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    what does that mean, I said the same thing then that I said today and its still true. So I am not sure what your point is. GRP is a lender always has been they may have been aquired by bfs but doesnt change the fact they were a lender. They are not now nor were they ever a super ISO
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  25. #50
    Veteran Reputation points: 158919 J.Celifarco's Avatar
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    also how much time did you spend looking for that?? Its over just stop already
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

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