Hey,

I'm an engineering postgraduate from the University of West Florida. I'm running a construction company in my hometown. I have already secured a commercial loan from a nearby credit union to raise fund to start the venture. We used to rent trucks for our work. But, I find it difficult since the rental charges have increased recently. So, I'm planning to buy a new truck.

My credit score is very low. What score do the lenders consider to be good for the approval of a loan? What are the other documents required for processing the application? I have found a few companies providing truck financing loans in Florida and nearby. Does anyone have a previous experience with such kind of companies? If so, please don't hesitate to share your suggestions.