[ryan $]

ah...I kinda meant they charge a big whopping 5-10 points psf ..no room


cant = shouldn't at that point

Well thats subjective. If the get a 1.18 get charged 5 by lender and 5 by us? A whopping 1.28? Good by any standards.

Or if it's a small deal. IMO PSF is only point of small deal.

[Karen37a]

Well thats subjective. If the get a 1.18 get charged 5 by lender and 5 by us? A whopping 1.28? Good by any standards.

Or if it's a small deal. IMO PSF is only point of small deal.

Ryan

please...I am talking about 1.50 plus a psf 10-15


not 1.18 plus 10


I upsell 10- just to wake up and pick up the phone..plus 2-5 additional

[Karen37a]

I hate discussing these things on this forum...I can just act stupid and giggle, makes me more popular.


I just had a few renewals that were at 8 plus 2 and I was complaining about the 2 point loss until I smacked myself for being greedy...another one I did for 7 plus 1

We can make a lot of money, it isn't that hard people are complicating things

[Karen37a]

Last comment on this post.


I was very very serious when I said ( starting 2-3 years ago) That any Iso who charges 2-3 points needs to check themselves into the mental institution in advance because they do not know the risk associated and the drama that's coming.

If you work for someone fine....less risk, go home

If you are a top Iso you need to make money to cover everything and then some ( and no one is doing this for free or taking the chance that ONE Deal...drags you into an abyss of lawsuits etc. Or no one with real Financial Experience would do it.)

We are not the bank( with liens and secured interests ). Its the Shark Tank...tell me why I should give you my money( or their money before some smart arse person says Karen you lending money now?) or my time.

How much money do you make per month and what do you want to do with the money going forward?

NOT

whats your rate ...i can beat that rate by a few points and BTW we are a DIRECT lender!!

Pikers sell on rate. Hard to watch some of the supposed big guys cluck about saying they have low rates..its like I am being punished for something I never did and waking back up in a training room.

[WestCoastFunding]

I have an answer for individuals like yourself - I cannot fix stupid !!- You answers prove how ignorant you are of the Check Processing World.

Dave, this belongs in the argument section.

[Michael I]

Dave, this belongs in the argument section.

hahaha i just fell on the floor