[Funder Mark]

https://www.nytimes.com/reuters/2017...ww.google.com/

[Karen37a]

That makes sense that's why they cut off the brokers.

So for the future here is the pattern, I've been watching it for decades

# 1 cut off Isos commission and Renewals

# 2 increase the books....get a lot of applications in and hold clients on the books to increase buy out offer.

Drop rates to below sustainability or do anything to make it happen
( even 8%)

**Anyone needs help to convert those clients let me know