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I think there needs to be proof before accusations. One thing most merchants aren't when shopping is loyal. I rarely see an application come in where there hasn't been another cash company pull on credit. I would say that taking too long or not offering the right deal will result in the merchant getting funded by someone else (that the merchant applied with).
Not saying is doesn't happen sometimes because I'm sure it does but it's probably more rare than people make it out to be.
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Finance1 - That is true. "Buyers are liars" so who knows maybe it was the merchant who decided to submit to a different company after all.
I was trying to find out who else has had an experience like this and everyone's thoughts on it. It looks like a couple of people have explicitly named a couple of companies that do exactly that...
Al
isosupport@mfsglobal.com