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  • helpinghand's Avatar
    Today, 04:54 PM
    If your lead channel is ISO heavy, feel free to introduce us to some of the more established partners. The more leads they get, the more they submit.... We run high-quality leads with a team of ex-LendingTree media buyers. At a minimum, we only send: $200K+ annual revenue Business checking 1+ year in business Consent to being contacted 5% replaced for bad contact Also included: first name, last name, company name, company zip, industry, date established, amount requested, credit range. Full CRM integration, automated email alerts, etc.
    0 replies | 24 view(s)
  • VitalBrian's Avatar
    Today, 04:49 PM
    VitalBrian replied to a thread Need MCA Lender in Deal Bin
    I know it's been some time but I'm always open to looking.
    13 replies | 2765 view(s) |
  • BladeFundingNJ's Avatar
    Today, 04:32 PM
    Hi, We can most likely make an offer. Please email me at Moe Neger ISO Relations Blade Funding INC O:732-285-4110 Ext 103 D: 732-746-5103 E: W:
    8 replies | 252 view(s) |
  • BladeFundingNJ's Avatar
    Today, 04:30 PM
    Hi, We would fund it. Please reach out via email to 732-746-5103 ISO Relations Blade Funding INC O:732-285-4110 Ext 103 D: 732-746-5103 E: W:
    9 replies | 358 view(s) |
  • SVP_Funding's Avatar
    Today, 04:18 PM
    I would consider it. Please DM me
    8 replies | 252 view(s) |
  • cynthia's Avatar
    Today, 02:59 PM
    if you havent already, get creative, heres RA twitter , tag him and Forbes since hes a contributor
    12 replies | 1383 view(s) |
  • harvey's Avatar
    Today, 02:56 PM
    expansion funds the most defaults- the real issue is as brokers are you doing your partners a disservice by allowing them to fund defaults that you know about & they missed. different story if the lender likes funding defaults (morons but a different story)
    35 replies | 2133 view(s) |
  • kevin85k's Avatar
    Today, 02:52 PM
    check out Maxim Commercial Capital. I think they do.
    1 replies | 84 view(s) |
  • ryan $'s Avatar
    Today, 02:51 PM
    Yea I was butthurt when Pearl and YS started stacking merchants in splits with ACH Products over a decade ago. I didn't cry about it. I realized instead of Renewing a merchant 2-4 times a year. I can stack them way more times than that. Then do a reverse. That Client has become more Valuable to me because there are more options at my disposal. Where do you draw the line? Why is a Reverse BAD, but a 2nd is okay? A 2nd ruins renewals with 1st position funders anyway, so your decent 2nd position funders are thorns in the side of 1st Position only lenders, and the 1st funders are bitching at the 2nd funders. Ill put my money into a deal and let someone reverse it NO PROBLEM. It is giving them the money each week to cover my payment. As a broker/funder its my job is to work every deal I can. If a deal comes in and their only option is a reverse, thats what they are going to be offered. As brokers your job is to present the best option for the merchant. When a merchant has 3 positions and wants to consolidate, sure submit it to 1st Position lenders that would even entertain paying off 3 positions, but most likely you can only get a 4th or a Reverse. My point is.... everything is about perception.... you say if brokers do a reverse they are scumbags. Bankers say all MCA's are scumbags. I say, I'll give the best option I can to a Merchant. Whatever it is. Its up to the Merchant to decide to take it or not. It's their business, Not yours. I'm not a f*cking credit counselor, I sell Cash Advances. The Grass is always Greener
    35 replies | 2133 view(s) |
  • nani's Avatar
    Today, 02:28 PM
    nani replied to a thread Lawyer in Financial Services
    Suing. Noble has levied my client's accounts and everything was paid in full.
    2 replies | 41 view(s) |
  • VitalBrian's Avatar
    Today, 02:28 PM
    can always take a look
    8 replies | 1263 view(s) |
  • abfunders's Avatar
    Today, 02:27 PM
    abfunders replied to a thread Lawyer in Financial Services
    As in suing MCA companies, or for collecting on behalf of MCA companies? Completely different types of lawyers.
    2 replies | 41 view(s) |
  • nani's Avatar
    Today, 02:21 PM
    nani started a thread Lawyer in Financial Services
    Hello, I’m looking for a lawyer that specializes in MCA deals and UCC’s, judgments, etc. Any help is appreciated. Thanks!
    2 replies | 41 view(s)
  • VitalBrian's Avatar
    Today, 02:15 PM
    Coming out of covid storming. Vitalcap is once again accepting new ISO's VitalCap Fund is an ISO driven, (no inside sales) B/C paper Direct funder. We have a very aggressive funding program and can be flexible when needed. We're looking for a true B-C paper. A potential deal you'd send to EBF, Smarter, Knight, LG, Wall, etc. Buy rates 1st position - 1.26 - max upsell 12% - 5 to 10 month term 2nd position - 1.28 - max upsell 12% - 5 to 9 month term 3rd position - 1.32 - max upsell 10% - 4 to 7 month term Look forward to working together! Brian O'Neill ISO relationship Manager
    0 replies | 67 view(s)
  • VitalBrian's Avatar
    Today, 02:08 PM
    VitalBrian replied to a thread Air Charter 250K in Deal Bin
    Willing to take a look
    10 replies | 468 view(s) |
  • VitalBrian's Avatar
    Today, 02:06 PM
    VitalBrian replied to a thread 250k needed in Deal Bin
    We can certainly do something on this!
    24 replies | 693 view(s) |
  • danielcage's Avatar
    Today, 02:05 PM
    Fox has a new program called Fox Select that this merchant may be eligible for... buyrates as low as 1.20, terms as long as 12 months Give me a call for more info!
    9 replies | 358 view(s) |
  • VitalBrian's Avatar
    Today, 02:05 PM
    VitalBrian replied to a thread a paper in Deal Bin
    We tend to focus more on BC but can be competitive on Higher. Email me
    3 replies | 298 view(s) |
  • VitalBrian's Avatar
    Today, 02:03 PM
    Fairly certain this is something we can do. Email me
    9 replies | 358 view(s) |
  • SBF's Avatar
    Today, 01:25 PM
    SBF replied to a thread 150k for inventory - cannabis in Deal Bin
    TVT says they do.
    13 replies | 2521 view(s) |
  • Sean Cash's Avatar
    Today, 01:22 PM
    Update: I'll be at Bar Centro at SLS in Miami Beach starting around 7:30. Come by, say hi. Email me at in advance.
    7 replies | 541 view(s) |
  • KatieBell's Avatar
    Today, 01:18 PM
    We do
    9 replies | 404 view(s) |
  • ryan $'s Avatar
    Today, 01:14 PM
    Nitin Arora is Tom Moody
    12 replies | 1383 view(s) |
  • Steven_O's Avatar
    Today, 12:30 PM
    You could take Fetachini's word... look at the join date and rep points. Enough said.
    20 replies | 538 view(s) |
  • Fetachini's Avatar
    Today, 11:08 AM
    kind of but not really. @Winning I think you have enough on this thread to get a gist of what it takes.
    20 replies | 538 view(s) |
  • abfunders's Avatar
    Today, 10:49 AM
    We're saying the same thing, you just expanded on it more thoroughly, or came from a slightly difference perspective. My #1 - #3 are versions of your #1 "gaining experience." I skipped some detailed steps, like I assumed an MCA funder, but my #4 is your #3 - #8. If you have enough experience, those steps are obvious.
    20 replies | 538 view(s) |
  • SBF's Avatar
    Today, 10:22 AM
    SHOCKING UPDATE!! Still no communication or compensation.. bahahaha...
    12 replies | 1383 view(s) |
  • Fetachini's Avatar
    Today, 10:10 AM
    Can I respectfully say "uhhh no" to this? Basic Funder start-up minus all the legal stuff: #1) gain EXPERIENCE in the industry (as an underwriter most preferably) you need to know the game if you want to play it. There are risks involved. #2) Figure out the type of funder you want to become whether you want to be a big funder, small funder, A paper, B-C paper (this is usually based on the amount of capital you have to work with) You need to have guidelines for the type of deals you fund so you don't fall of course. #3) UNDERWRITING, this is probably the most important. Your underwriting determines the success of the business. The amount of companies I've seen fail simply due to not having good underwriting is remarkable. There are a lot of underwriters out there but do they actually know what they are doing? ( I've actually written a full underwriting manual/guide which has been praised by a small few) #4) Find banking that allows business to business ACH and wiring, lot of banks won't allow due to industry but there are few out there. #5) Get your tools (backround check, credit check, accounting softwares, crm etc.) #6) Get ISO Reps or Sales team (Deal flow) A) ISO Reps- To call on brokers and iso shops to get them to submit deals for you to fund B)Sales team- to call on merchants to get deals sourced inhouse (less worry about competition) but then you need to get phones, leads, etc. #7) Fund deals and hope they don't default #8) Collections This is pretty much a basic imo. Obviously there is more to it but I am not going to be too detailed with it. Hope this helps, I don't mind giving free advice but I do charge for consulting.
    20 replies | 538 view(s) |
  • Winning's Avatar
    Today, 09:53 AM
    Some great info to unpack! Thanks. To get a better understanding regarding "Types of Financing".. I found what I think is a good detailed explanation on the diffrent types of financing at You also mentioned Peer to Peer Lending. So one should have an understanding of exactly what that is.. I found a good explanation on what Peer to Peer lending is, and how it works at A list of Peer to Peer platforms and what their borrowing and investment requirements can be found at I get offers to borrow from those peer to peer companies all the time, I had no idea that I could lend them my own money to lend out to people! I see some of their minimum investments is very low... I am going to take a serious look in placing some capital with some of those peer to peer companies! Great Info!
    20 replies | 538 view(s) |
  • fundingsmbs's Avatar
    Today, 09:44 AM
    Have seen many many first position paper with many layered funders behind them. Not sure going after first position alone will do the trick if many of those same merchants take addtl money right after. I think the industry is saturated, and, alot of people are churning the same deal with layering to make up for less apps and lower quality garbage coming in.
    13 replies | 865 view(s) |
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