Activity Stream

Ton of their people posting being laid off, what's up?

POST YOU BEST MCA MEMES ! ILL START WITH MY OWN, HANDMADE MEMES ! :cool:

Can anyone tell me the typical returns a syndicate should expect on a yearly basis? (obviously these will fluctuate depending on the lender and default rate, etc just looking for a rough estimate). I've heard 100%+, but that seems insane.

The strategy is called "Acquisition-Only Promotions", which you see used by a lot by phone companies and subscription services, and the financial industry. The Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Capital One Bank, alleging Capital One misused the tactic to unfairly enrich themselves for billions. Capital One marketed its "360 Savings" accounts as offering competitive (higher) interest rates to its customers (regular every day depositors). In 2019, the bank introduced a new product, the "360 Performance Savings" account, which offered significantly higher interest rates. However, existing 360 Savings account holders were not informed about this new option, leading to substantial losses in interest earnings, estimated to be about 2 billion dollars. The Tactic is: promotions or special offers are extended only to new clients, while existing clients are excluded. It attracts new customers and creates a buzz around your offer, but it can alienate existing customers, leading to dissatisfaction. You get short-term gains but can harm long-term loyalty if you do it wrong. In Capital One's case, the CFPB is alleging that it was illegal. In the MCA industry, would the correlation would be on-boarding new Isos and paying them a higher bonus than current Isos, or giving merchants a better deal their second or third go around, but only if they ask? Curious to hear people's opinions. 50K -100K Sales Volume Merchants, Free Real Time Leads, Bulk Data Pricing... www.UccRadar.com

What's the point of a super broker if i can get a deal an approval and they can't? Submitted a couple, they couldn't get any approvals and auto declined, but i could get an approval when i sent it to shops. I hate submitting myself, but is this just how it is?

Justice Department Issues Final Rule Addressing Threat Posed by Foreign Adversaries’ Access to Americans’ Sensitive Personal Data https://www.justice.gov/opa/pr/justice-department-issues-final-rule-addressing-threat-posed-foreign-adversaries-access Yes, I am aware no one uses Russia, China, etc for labor - but if you think for one second your “office” in any other country doesn’t capitalize on the opportunity… you are naive. You are sending AMERICAN personally identifiable information AND BANKING files and data insecurely overseas and you don’t even care to have control over it. Have some respect for what you are actually trying to accomplish and stop taking shortcuts because YOU are the ones ruining the industry. 2025 will be the year of reckoning for the bad acting lead gens & brokers. Funders need to unite to protect themselves and weed these guys out. Open to convos.

Looking for a few microlenders similar to Vader. Most that we have signed up recently have been awful. Simple deals up to 15-20K with terms as high as 80-100p.

We are seeking a dynamic and experienced Chief Operating Officer (COO) for a startup funder to lead the operational strategy as we prepare for launch. The COO will work directly with the executive team to optimize productivity, efficiency, and profitability, shaping the company’s operational processes, team structure, and partnerships. This hands-on leadership role will be critical in ensuring that the funder establishes a solid operational foundation and scales effectively in a competitive and evolving industry. The ideal candidate must have a proven track record in operations and business development, with extensive experience in the MCA sector. As a key member of the leadership team, the COO will drive the implementation of operational processes, manage partnerships, and ensure that the company’s infrastructure supports both short-term growth and long-term success. Additionally, the candidate must understand that this position requires a mindset where the primary focus is on the brand and the reputation of the company, as these are the core values that define what the company stands for. Upholding the brand's integrity is an essential requirement for this opportunity. NOTE: KPIs for each key responsibility are an integral part of this role and will be established and monitored as part of the COO’s ongoing operational leadership and strategy execution. Key Responsibilities- Operational Strategy & Leadership: Collaborate with the executive team to define and implement strategies that support both the launch and scalable growth of the company. Develop, implement, and optimize operational processes across underwriting, sales, customer service, and collections, ensuring efficiency and scalability from application to funding. Oversee the execution of day-to-day operations to ensure smooth integration of deal flow, underwriting, and collections while maintaining high operational standards. Continuously refine and optimize operational workflows to improve efficiency, speed, and accuracy in all key areas. ISO Relationship Management & Deal Flow: Build and manage relationships with Independent Sales Organizations (ISOs) to drive deal flow and expand market reach. Hire, train, and lead a high-performing ISO team, ensuring effective integration of deals into company operations. Oversee the onboarding, management, and performance of ISO partnerships, ensuring alignment with regulatory requirements and performance standards. Underwriting, Risk Management & Compliance: Develop and manage underwriting processes, focusing on managing risk effectively while ensuring deal quality and scalability. Implement data-driven risk management strategies to assess deals and minimize exposure. Work closely with legal and compliance teams to ensure adherence to industry regulations and best practices. Business Growth & Marketing: Collaborate with marketing teams to execute campaigns aimed at driving merchant acquisition and expanding market presence. Leverage digital marketing strategies to increase brand awareness and generate inbound leads. Monitor the effectiveness of marketing initiatives and optimize for scalable growth. Email your resume to Danny@len-luxe.com for more information Highly competitive salary and benefits, plus executive bonus structure!!

I am a merchant with payment history of: 3 positions with Unique (176K) 3 positions with Forward (160K) . *2 positions with Yellowstone (150K) *2 with Merchant Advance (175K) *1 with Kalamata (134K) *1 with Fox (89k) and 1 with BandF (75k) And a default in the end. Can I get back in business?

Stay far away from Family / Blue Rock / Pinewood. Funded a 40k deal, somehow merchant nets 30k, supposed to get paid 4,000 in commish 7 business days after funding. Commish never came, the deal was then PIF as of 8/28 and didn't get commission (Got paid off in full by his "family member". 150k paying the 40k deal). Now they are claiming the deal is in default so I get updated docs and see the carnage in the merchants bank statements. They begin pulling 5k a day and then hit the merchant for 11k worth of debits in 1 day after another 250k buyout. These guys are bad news and go under multiple alias's. As of 1/9/25 they continue to refuse to pay out. These entities are all the same people. Family Funding Group / Blue Rock Capital Group / Pinewood Capital

https://www.airbnb.com/rooms/1298749905330233390?guests=1&adults=1&s=67&unique_share_id=62182d18-8107-4bf9-b466-0542c1696126&source_impression_id=p3_1735321350_P3mNcunnQ14ZgkjP If you're interested in staying in/hosting a party @ the Penthouse of the FB for Debanked Miami, DM me.

Need confirmation if there is truth behind these. Sad to see the good guys close shop (if both of these are true), hopefully they pivot. They are basically institutions in our industry that deserve respect for what they accomplished. Plenty of broker shops also did the same recently. Economy is cycling….

We’re a major funder of $50K–$5M+ deals and are now looking to expand into higher-risk opportunities. We’re onboarding new ISOs to help us explore these deals and grow together. Interested? Email me at Maoz@InstaFunding.com to get started.

Wedding planner in GA looking for $100k. Doing $150k per month. 785 fico.

https://ag.ny.gov/press-release/2025/attorney-general-james-announces-1-billion-settlement-predatory-lender Make sure you’re actually doing reconciliation.

i typically do not post here trying to solicit business but suffice it to say this is an interesting one... Used Auto Wholesale in NY (not nyc-metro area) over 20yrs in business, rev fluctuates 300-800K monthly.. Over 11M gross in 2023, 9M in 2022....never has less than 100k in acct....good personal credit, nothing crazy negative on background that would result in auto-decline... my A Paper go-to for a deal like this gave an extremely frustrating decline due to the business banking having only his name and not the business name, which there is a perfectly reasonable explanation for. Looking for someone who would take a Serious look at a deal like this for 200k-ish.... a serious look meaning, a 3 month starter deal is not gonna cut it.

which other lenders are similar to legend, fundworks?

Looking to Onboard New ISOs – High-Earning A-F Paper Seeking experienced (ISOs) to partner with us and help bring qualified deals to our funding platform. What We Offer: Attractive Commission Structure: Earn up to 14 points commission on funded deals. Max Factor Rate: Up to 1.50 factor rate on qualified deals. Flexible Funding Options: Industries Funded: We provide capital across a broad spectrum of industries — if it’s a good deal, we’re interested. Funding Amounts: We approve up to $500K in funding. Term Length: Our repayment terms extend up to 24 months, offering flexibility for your clients. Quick & Efficient Approvals: We prioritize fast and streamlined underwriting to get your deals funded quickly and seamlessly. What We’re Looking For: Strong deal flow with good credit profiles Focused on securing competitive, high-quality deals Brokers with experience in merchant cash advance, business loans, or similar funding products We value transparency, long-term relationships, and are committed to providing your clients with reliable capital solutions. If you have a strong pipeline of deals and are looking for a partner that rewards your hard work, we want to hear from you. Contact us today to learn more about becoming an approved ISO and start earning! Email:Anthony@alphacapitalsolutions.org Cell: (954) 309-8179

I don't know him, but he live streams himself cold calling for MCA's. Works for Prime Capital. Pretty good skills. Watch and learn.

Has anyone felt when you send deals to TVT they openly back door them and delay offers or come in very conservative. They use to also do big deals and now it seems they dont. i heard they have other brands they fund under to cover up the back door. Any have that experience?

Looking to supercharge your outreach? We've got 250M freshly scraped leads ready to help you connect with your ideal clients! ✅ Verified and ready-to-use ✅ Boost your sales pipeline ✅ Perfect for targeted campaigns  Visit us: Convogpt.ai  Call us: 917-719-6993 For all of you that have Zero Clue, these leads are scraped from Businesses who have been on Lending websites looking for Money to borrow for their business. The leads come with First and Last Name, Cell Phone Number, Email address, company website, company address. The Social Media link and page to either their linkedin, Facebook, or IG. The leads are added to my system through Python Scraping and run through my computer system to make sure the cell phone, email address and all data is accurate and correct. We run these leads through my company led by a Data Scientist who is a PHD. This system is the most sophisticated system, that is in the marketplace today. You can laugh and make fun of us all you want but this is solid data. Usually, the idiots who don't do business and chase their tail are the ones who need to write about others for their lack of their own ego.

Restaurant grossing 200k monthly 780 fico, need to beat 112k 1.21 12 months. Whos competeing ?

Broker reached out to me with his client having his primary residence free and clear. Has strong bank statements - good deposits personal and business. Pre approval: $1,1000,000 loan amount Value determines by AVM (automated valuation model) - desktop appraisal. 95% Loan to Value 30 year fixed Heloan Non QM no mortgage insurance 7.374% rate Principal and Interest payment: $7,596.00 a month 6 months bank statements for pre approval. 12 month bank statements for submitting $1,000 up front fee - refundable if unsuccessful. 5% consulting fee when funded I get 2.5% which I split with referring broker PS: Fico at closing determines the program - so it may change.

I have merchants 1st position 700+ credit scores some in the 800's. Supermarkets brick and mortar etc. I need direct lenders to DM me that pay commission same day or Next day not willing to wait till the 15th of the month or wait for payments to "clear". Work too hard to then have to wait and see when commission is coming. Dm me and I'll do my due diligence on your company thanks in advance.

12 points iso with potential to earn up to 15 points! 20-70 days terms Funding B-D paper 5-500k Funding Options Commission pay out 8 business days after funding Prohibited industries: law firms / attorneys Creative funding procedures to help close deals Monitored submission management, secure iso relations WE ALSO OFFER SBA, LINES OF CREDIT, HOME EQUITY LOANS inhouse for processing with quickest turn around time Prohibited states: California Even if a file does not meet all the criteria, we will evaluate adjustments EMAIL ME! Harrison Fiore Funding Representative at Freyja Financial Group P 786-397-3527 E harrison@freyjafinancialgroup.net W http://www.freyjafinancialgroup.net 

I'm looking for a lender that's similar to capchase, but for a membership business vs a SaaS. Any recommendations?

Looking for any WBL type lenders that will be able to use properties that already have 2 mortgages on it. This guy has several properties he's willing to use. However, they all have 2 mortgages (all have well over 6 figures available in equity). Need 500k-1MIL. Any companies similar to WBL that would touch a file like this reply to the thread; I'll be more than happy to reach out and work together to fund this deal.

OK customer had some local store management and theft issues Has lots of negative days paid back over 1 million in mcas in 2 years needs a lender to step in Mike

Anyone have Information on these guys? Contact # Contact for Owner(s) Any and all information you can provide would be GREAT!