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We just closed another on $550k commercial deal in Kansas Missouri, the borrower had an amazing closing time frame with an interest rate of 7.25%. If you need a loan, COLE rates are super awesome and funding in all 50 states. We also work with brokers/referrals and offer 2-3% commission rate to our registered brokers, this simply means that a broker agreement contract will be issued for you signing. 816 944-1001 816 270-9909 📧 [email protected] ðŸŒ� https://www.colerealestategroupsllccom.com//

I noticed everyone in this industry just sprays and prays with the same generic ad text and landing page text. In saturated industries like MCA, niching down so you're not targeting everyone is usually smarter than trying to go after everybody. Have you guys also seen success with this strategy in MCA? Just curious... In my opinion, this makes it so much easier to scale. Since you're only focusing on one customer avatar, you only need to pitch to that type of client, and you can really create an SOP around that. Which means you can scale easily, pre-sell him before the call easily, and so on. This leads to less overhead, and more revenue per client.

Seeking lender recommendations and structuring ideas for a merchant borrower requiring a $420,000 working capital facility, $120,000 of it to buy 4 used trucks (identified). The borrower is a newly formed business that has secured a contract with an established, privately held oilfield services and transportation company that has held active interstate operating authority since 2017. The contract is projected to generate approximately $12.15 million in gross revenue through Q4 and approximately $7.06 million in net revenue over the contract term. Credit profile presents challenges: - The business owner has a mediocre FICO score. - A guarantor with a 710+ FICO score is available and willing to provide a personal guarantee. - The principal also has approximately $4 million in retirement assets, although those funds cannot be accessed, transferred, or otherwise encumbered for approximately four years under the applicable restrictions. I'm exploring lenders comfortable with contract-based opportunities and would appreciate thoughts on potential structures, including: - Contract financing - Purchase order or receivables financing - Private credit solutions - Any legally permissible methods of providing comfort related to the retirement assets, despite the transfer restrictions If anyone has experience placing a deal with a similar profile, I'd welcome recommendations or introductions. Dave McCarthy, a.k.a. Loan-Ly Boy McCarthy Merchant Capital LLC www.mccarthymerchantcapital.com Phone: (717) 622-2784

DSCR Program Details: • Up to 85% LTV (Purchases Only) • Up to 80% cash-out refinance • Minimum credit score: 600 • Loan amounts up to $4,000,000 • Minimum loan amount: $100,000 Loan Options: – 30-Year Fixed (No PMI) – 5/6 ARM & 7/6 ARM – 7/6 ARM – Interest-Only Options Available ⸻ Eligible Property & Ownership Types: • All DSCR-eligible investment properties • Short-term & long-term rentals • Warrantable & non-warrantable condos • Mixed-use and standard investment properties Ownership Structures Allowed: – LLC – S-Corp – C-Corp – Revocable Trust ⸻ Additional Benefits: • No PMI on any DSCR loans • Gift funds allowed (up to 6%) • Seller concessions allowed • You choose your closing attorney • Other loan programs are available ⸻ Get Started If you’d like a free estimate or to run custom scenarios: Email- [email protected] Or 📱 Text: 816 944-1001